Merchant Service Offerings - Wholesale Payments

Reduce Credit Card Processing Fees

Small businesses are the backbone of our economy, yet high payment processing fees can erode their hard-earned profits. Every transaction, whether in-store or online, comes with fees that eat into margins, making it tougher for small businesses to compete. These costs, often 3-5% per transaction, add up fast, limiting cash flow for growth, inventory, or hiring.

Hidden fees and complex pricing structures, coupled with confusing billing only make matters worse, burdening entrepreneurs with unexpected expenses. But there is a solution. Our proprietary service reduces or even eliminates merchant fees by offering transparent, low-cost payment solutions tailored to small businesses. By removing transaction costs paid by the merchant, we help you keep more of your revenue, reinvest in your business, and thrive in a competitive market. Whether you’re a retail shop, café, or e-commerce store, we provide seamless integration, clear pricing, and dedicated support to simplify payments.

Let us help you save thousands annually, so you can focus on what matters—growing your business and serving your customers. Contact us today to discover how we can lower your processing fees and boost your bottom line.

Our Partnership with Wholesale Payments LLC

J8DE and Wholesale Payments have partnered to revolutionize payment processing for small businesses. This collaboration combines J8DE’s innovative payment technology with Wholesale Payments’ close to no-fee processing model, offering cost-effective solutions tailored to small business needs. By integrating J8DE’s seamless payment platforms with Wholesale Payments’ transparent pricing and high-end tech, the partnership eliminates hidden fees, reducing transaction costs significantly. Small businesses benefit from local support, advanced terminals, and a streamlined payment experience, allowing them to retain more revenue. This strategic alliance empowers entrepreneurs to focus on growth while enjoying reliable, affordable payment processing. Contact us to learn more about this game-changing partnership.

About Wholesale Payments LLC

Garage Start-Up to Nationwide Provider

Mark Hodges founded Wholesale Payments as Lubbock Credit Wholesale Equipment Co. in 2007. Based out of his garage, Mark only provided equipment. During that year, Mark had merchants asking for the same thing:

A one-stop payment processing company that provided low processing rates, cutting-edge technology, and excellent customer service.

Mark worked with Greg Bernstein to create a full credit card processing company. They founded Wholesale Payments in 2007. We’ve grown from six reps and three administrative staff in Lubbock, TX to eighty W2 employees and 300+ sales professionals across the country.

Since our inception in 2007, Wholesale Payments has set out to change the credit card processing and merchant services industry.

Purposefully designed by our founders, to focus on local support and worldwide scalability, we have become an industry leader known for our agility and sales & operational excellence standards.

Wholesale Payments offers excellent customer service by focusing on local, professional sales representatives that provide worry-free, cost-effective pricing & transaction solutions for each merchant based on our clients’ unique needs.

Our commitment to providing clients the best possible service has contributed to our notable growth of more than 500% over the past three years.

With a diverse workforce of more than 80+ support staff and more than 300 sales representatives across all 50 states, Wholesale Payments is a company focused on and committed to our client’s success.